If saving money was one of your new year’s resolutions, we’re on the same page! So here are some little ways to save money this year.
Plan a Day for Errands
Plan one day every week to get your errands done. Write out a list. Prioritize time efficiency and save money by not giving yourself the opportunity to take out cash or credit cards every time you run to the store to pick up toilet paper and then inevitably purchase a non-essential item while walking to the register.
Stray Away From Brand Names
While you’re running errands, don’t put brand names in your cart. In many cases, brand-name products are no different from their off-brand alternative. (Tip: If the ingredients are the same, there is no difference outside of the price you’re paying.) Transitioning to a more affordable alternative will save you money over time.
Break out the sales flyers like we’re back in the 2000s and see what coupons are roaming around. You can also head to stores’ websites to see if there are printable versions to take with you on your errand day. Just note that when couponing, you may have to alter your weekly list of things to buy (not everything you want will be on sale). Stock up on stuff you know you’ll use but dissuade yourself from buying things just because they’re on sale.
Cut Back on Online Shopping
It’s easier said than done, but if you adopt these two tricks, you may see some savings:
- Opt out of the “save card” feature. If you don’t have a card on file, you’ll have to input it every time you make a purchase. A process like that may be enough to prevent you from shopping online.
- Delete apps like Amazon, Target, and Walmart from your phone – and any stores that offer discounts when using their applications. That way, you don’t have easy access to open them, check out sales, and quickly cash out.
Let’s be honest: You don’t need a subscription to everything the world offers. Five gym memberships? Choose one and scrap the rest. Netflix, Hulu, Amazon Prime, HBO Max, and Disney Plus? Slow your roll. Do you use every one of those platforms? Nixing one could save you anywhere from $120-$300 a year. It’s great to have options, but only if you absolutely need them. Consider which subscriptions to get rid of and which to hang on to.
Do you have any effective money-saving tips? Share them with us in the comments below!