Best Credit Cards to Apply for in 2023

It feels like every day, we’re bombarded by pop-up ads, commercials, mailers, and other incentives to sign up for the latest and greatest credit card with all the bells and whistles. But how do you know which credit card to choose? Well, it depends on your situation, lifestyle, and spending habits. Here, we break down some of the best credit cards to apply for in 2023.

Wells Fargo Active Cash Card

The Wells Fargo Active Cash Card automatically gives you $200 cash back when you spend $1,000 in the first three months. Plus, you get unlimited 2% cash rewards on all purchases, 0% APR for the first 15 months, and no annual fee. But the perks don’t stop there! You also get easy access to contactless payments with zero liability protection. Not to mention, the cell phone protection plan gives you up to $600 of protection against damage or theft if you pay your cell phone bill with your eligible card on time every month.

Chase Freedom Unlimited

Another card with no annual fee is the Chase Freedom Unlimited Card. You earn $200 cash back if you spend $500 in the first three months, unlimited 1.5% cash back, plus 5% cash back on grocery store purchases on up to $12,000 spent in the first year (up to $600 cash back!). You also get 0% APR for 15 months on purchases and balance transfers. Remember when we said unlimited 1.5% cash back? You also get 3% cash back on dining, 3% on drugstore purchases, and 5% on travel!

Capital One SavorOne

Capital One SavorOne is another solid credit card with a 0% introductory APR for the first 15 months, plus no annual fee. You can also earn up to 8% cash back on all entertainment ticketing platforms; 5% on hotels and rental cars; 3% on dining, entertainment, streaming services, and grocery stores; and 1% on all other purchases.

Discover it Cash Back

With the Discover it Cash Back Card, new members can get 5% cash back on everyday purchases from Amazon, grocery stores, restaurants, and gas stations, plus unlimited cash back match at the end of the very first year. Discover also offers online privacy protection, Freeze it on/off for your account, free FICO credit score updates, and easy tap-to-pay options. No annual fee is just the cherry on top.

Chase Sapphire Preferred Card

With the Chase Sapphire Preferred Card, if you spend $4,000 in the first three months, you get $750 toward travel. This card may have a $95 yearly fee, but with a nearly five-star rating and an awesome intro bonus offer, it’ll be hard to pass up this opportunity. You can earn up to 5x the points on any travel purchases through Chase Ultimate Rewards and 2x on all other travel expenses. You also get 3x points on dining, 5x on Lyft rides, and 3x on grocery store purchases and streaming services.

Note: Credit card offers and sign-up perks are subject to change. It’s wise to speak with your bank or financial advisor before enrolling in any new line of credit.


No Comments Yet

Leave a Reply

Your email address will not be published.

Skip to content